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Saving vs. Spending: Striking the Right Balance

The question between saving and spending is more relevant than ever in a fast-moving world today. Finding the right balance between the two is essential both for achieving a measure personal well-being and for financial survival. Here are the guidances.

Staying Exercised at Home: Physical Training for the Elderly

It can be not easy for the older population to go out for exercise. However, many of the common exercises that older adults perform can be done in the comfort of their own home, which can help seniors stay active and healthy without leaving their house. Here are the details.

Reverse Mortgages as a Method of Aging in Place

For seniors, a top priority is to remain of their own homes, or age in place. However, this kind of lifestyle can be a venture with climbing dwelling costs along with limited retirement earnings. Here’s how reverse mortgage loans can help.

Recent Frequent Accidents: Are Boeing Airplanes Still Safe for Travel?

Boeing, one of the world’s biggest manufacturers of airplanes, has faced intense scrutiny in recent months after a series of malfunctions and safety incidents. So from engine failures to technical glitches, should we still take Boeing for travel? The whole story is here.

Smart Strategies for Seniors to Conquer Debt

The older the age, the more important it gets to deal with debt more effectively. Seniors quite often take on unique financial pressures, making intelligent loan repayment strategies a key ingredient for a secure retirement. Here’s how older adults can tackle debt while ensuring long-term financial well-being.


Recently, more have encountered debt problems due to ever-growing living costs and fixed incomes. According to the U.S. Government Accountability Office, the percentage of families with heads aged 65-74 years burdened by credit card debt has dramatically increased from 27% in 1989 to 41% today. This may come with an expensive price in financial stress, so seniors are supposed to try to find some good ways to manage debt and quickly pay off their debts.

US States With High Deposit Rates

In the US, the deposit rate is one of the key variables deciding the profit from bank deposits. Deposit rates might be different from one state to another. This article will take a gander at a portion of the states with higher deposit rates in the US and investigate the motivations behind why.